Blog
Preparing Your Business for Crisis
One thing we all learned throughout the Covid pandemic is that life is unpredictable. That's why it's essential to have a documented Business Continuity Plan (BCP) in place to help your company stay afloat during unexpected times of...
Read MoreYou Can Celebrate Retirement Stress-Free
Congratulations on your recent retirement! You’ve devoted a lifetime to accumulating wealth, and now the focus has abruptly shifted to spending it. Naturally, many new retirees aren’t quite sure what that transition (from earner/saver...
Read MoreLast Minute Tips Before Tax Day
Fewer things are more reliable than Tax Day, even if the deadline has shifted around a bit in recent years. This year, it’s April 15th for most taxpayers, and recent legislation changes include substantial increases to standard...
Read MoreHappy Year of the Snake
The Year of the Snake is almost here! The snake, one of the most enigmatic, intelligent, and wise symbols within the zodiac – this reminds us to remain measured, centered, and calm.May the coming year be filled with wisdom and...
Read MoreStudy: Hobbies Keep You Sharp
Did you know that hobbies can help you live a longer and more fulfilled life? Many scientific studies have found that having a hobby can improve your physical and mental health, keep you sharp on the job, and help your relationships....
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Open Enrollment for the Affordable Care Act Health Insurance Marketplace
As a reminder, the 2025 Open Enrollment Period for the Affordable Care Act (ACA) Health Insurance Marketplace is November 1 through January 15, 2025. Anyone looking to enroll, re-enroll, or opt out of private health, vision, and...
Read More6 Tips for Philanthropic Giving
Did you know… with thoughtful, advanced planning, you can extend your legacy of charitable giving beyond your lifetime, creating lasting benefits for the organizations you care about? And if you have a desire to give back to society...
Read MoreVictim of Online Fraud?
Keeping your PII (personally identifiable information) safe in today’s online environment is more challenging than ever. There may not be one simple solution for protecting your digital identity, but there are steps you can take to...
Read MoreCheck Your Withholding This Fall
How much are you withholding per paycheck?Is the amount too little? (Or too much?)Find out the answer before the year ends. You may not want to discover next year that your withholding amount for this year was too small.The IRS offers...
Read More7 Time-Saving Tips for School Mornings ⏰
If you have school-age children, you’re intimately familiar with the often-hectic morning routines that make launching a rocket into space look easy. And, the longer the morning routine, the greater the likelihood of running late and...
Read MoreStudy: Hobbies Keep You Sharp
Did you know that hobbies can help you live a longer and more fulfilled life? Many scientific studies have found that having a hobby can improve your physical and mental health, keep you sharp on the job, and help your relationships....
Read MoreSummertime Checkup
Summer’s here, and the time is right for vacations, outdoor activities, and fun. It’s also a good time to consider a few financial matters. Here are some questions to ask yourself mid-year. Goals still the same this year? Has market...
Read MoreYou Can Celebrate Your Milestones!
With each season of life, new milestones will impact your budget. However, when you enter your 30s and 40s, these milestones have a much heftier price tag. The sheer costs can be intimidating, whether it's a wedding, a new home, or...
Read MoreWays to Put Your Tax Refund to Work
Saving money is a bit like eating healthy; you know you should eat your veggies, but it’s hard to resist indulging in something more fun. Like making healthy choices, a tax refund can present the opportunity to splurge. But, more...
Read MoreCan You Deduct Your Work From Home Expenses?
The pandemic changed the way a lot of Americans work, and working remotely from home is the new normal for many. If you’re one of them, you may be wondering if you should consider claiming the home office deduction on your taxes. We...
Read MoreHonoring Martin Luther King, Jr.
Wishing you a meaningful day of service, reflection, and engaging discourse. Happy Martin Luther King, Jr. Day!
Read MoreMemorable Holiday Recipe Ideas!
The holidays are a time of year when we’re inspired to perfect every home-cooked meal to try and capture the magic of the season. But trying out a new recipe mid-holiday could be a recipe for disaster if it’s a flop! Whether you’re...
Read MoreWishing you a happy and safe Thanksgiving
Perhaps this year, more than ever, Thanksgiving gives us a chance to appreciate what we have – friendships, relationships, and a sense of connection. These gifts are priceless. I also want to thank you for choosing me as your trusted...
Read MoreSecure Your Credit With a Freeze
As more and more people become dependent on technology, the chance of your finances being attacked through cyberspace is increasing tremendously. And one of the most common and devastating ways this happens is through identity theft...
Read MoreHappy Grandparents Day!
Wishing you a day filled with joyful memories and warm hugs. Happy Grandparent's Day.
Read MoreShould You Use Your Retirement to Pay for College?
Educational attainment is a bedrock of the American Dream. We all want our kids to do better than us, and we'll do anything to help them achieve that! But unfortunately, there are dreams, and then there's reality: college costs have...
Read MoreStudy: Hobbies Keep You Sharp
Did you know that hobbies can help you live a longer and more fulfilled life? Many scientific studies have found that having a hobby can improve your physical and mental health, keep you sharp on the job, and help your relationships....
Read MoreSummer BBQ Recipes
Summer is here, and that means it’s time to fire up the grill!! There’s just something about that smoky, charred flavor from a grill. Turns out it’s got a name! It’s called the Maillard Reaction, and it’s a chemical reaction between...
Read MoreYou can't time the market, so focus on time IN the market
The dream of a secure retirement, college funding, or a vacation home may be the financial “prize” you’re keeping your eyes on. But it’s hard for investors, even seasoned ones, to stay focused in the face of market volatility. During...
Read More4 Ways to Help Your Kids Develop Good Financial Habits
We always hope our clients feel confident discussing money with their families. But, the truth is, talking about money can be very uncomfortable for many. Where do you begin? What’s the right age? The good news is, it’s never too...
Read MoreLast Minute Tips Before Tax Day
Fewer things are more reliable than Tax Day, even if the deadline has shifted around a bit in recent years. This year, it’s April 15th for most taxpayers, and recent legislation changes include substantial increases to...
Read More11/10 Market View Weekly
We strive to keep you regularly updated with important market changes and news. Please find this week’s Market View Weekly from Phil Blancato, Osaic’s Chief Market Strategist attached below. This commentary provides...
Read MoreYour Monthly Market Newsletter, August 2023
Despite persistent and lingering heat and humidity in most parts of the country, the bulls kept running in July, with both the economy and stocks proving quite resilient despite rising interest rates. In their ongoing efforts to...
Read MoreJuly 2023: Your Money Matters
This month’s Your Money Matters newsletter contains great tips for revising how you view your bucket list, new tax rules to know when selling your home, info on why portfolio rebalancing is so important, and considerations when...
Read MoreWeekly Market Insights: Debt Talks Optimism Keeps Eyes on D.C.
Markets moved in sync last week with perceived movement in debt ceiling talks, weakening early in the week and then surging on news of progress. A solid quarterly report and guidance from a mega-cap technology company helped with...
Read MoreWeekly Market Insights: Stocks Rally As Attention Shifts to Fed's May Meeting
Strong earnings from several mega-cap technology companies offset renewed regional banking jitters and weak economic data, leaving stocks higher for the week.The Dow Jones Industrial Average gained 0.86%, while the Standard &...
Read More3/24 Market View Weekly: By the Numbers
A Turbulent Week for StocksThe stock market was unable to find sustained direction as investors weighed comments from Fed Chair Jerome Powell and Treasury Secretary Janet Yellen. Stocks initially rose as banking fears eased following a...
Read MoreWeekly Market Insights: FOMC Says Inflation is Still Too High
Concerns over a firmer monetary policy were heightened by fresh economic data, touching off a climb in bond yields and a slide in stock prices last week.The Dow Jones Industrial Average skidded 2.99%, while the Standard & Poor’s...
Read MoreLife Events that Impact your Financial Plan in a Big Way!
When you have a major life event such as getting married, having a child, or buying a home, your financial situation and priorities may change. As your life changes, your financial decisions must stay in line with your goals, values,...
Read MoreOctober’s Surge Holds Hope
Happy November. As we move into the season of giving thanks, we can all feel thankful for a bit of good news about the markets. Stocks soared during October, with value stocks outperforming growth as earnings season kicked into high...
Read MoreWhat is a Backdoor Roth IRA Conversion?
Like it or not, taxes are a way of life. They fund great things like roads, libraries and parks, but nobody wants to pay more than they absolutely have to. We often get questions like, “How can I balance my tax obligations with...
Read MoreQ2/2022 - Quarterly Market Recap
We strive to keep you regularly updated with important market changes and economic news. Please find the most recent Quarterly Market Recap from Phil Blancato, Advisor Group’s Chief Market Strategist attached below. This...
Read MoreDon't Panic - A Bull Case for Equities
It’s hard to ignore current news about persistent market volatility, and we’re guessing this has resulted in some anxiety about what (if anything) you should be doing. Please be assured that we are actively monitoring the...
Read MoreAre Capital Gains Taxes Changing?
There are a lot of questions about President Biden’s Build Back Better plan and potential tax law changes, including an adjustment to capital gains taxes.One of the proposals Congress is considering sets the top rate for taxing...
Read MoreReady for Medicare Open Enrollment?
Medicare’s annual open enrollment period begins October 15 and ends December 7. During this time, current Medicare beneficiaries have the option to adjust their coverage for the coming year. Any changes to your plan will go into...
Read MoreA 6.1% Bump in Social Security?
The news keeps getting better for Social Security recipients.It's now projected that benefits will increase 6.1% in 2022, up from the 4.7% forecast just two months ago. That would be the most significant increase since 1983.1...
Read MoreA Note About Inflation
As the economy continues to recover from the effects of the pandemic over the past year, you may have noticed the term ‘inflation’ coming up in the news. But don’t let it scare you! The fact is, some inflation is...
Read MoreNot all Debt is Created Equal
When meeting with clients to determine the most efficient ways to maximize retirement savings, it’s not unusual for me to come across debt in a portfolio which prompts the million dollar client question, “Is it better to...
Read MoreDon’t Let a Loved One Become a Statistic
Every year in June, National Safety Month focuses on reducing causes of injury and death in the workplace, on the road, at home, and in our communities by making safety a priority. It’s an intentional time to identify and...
Read MoreWays to Put Your Tax Refund to Work
Saving money is a bit like eating healthy, you know you should eat your veggies but it’s hard to resist indulging in something a bit more fun. Like making healthy choices, a tax refund can present the opportunity to splurge but,...
Read MoreApril Market Matters
The U.S. continues to make progress against COVID-19 with many businesses reopening across the country. Vaccine eligibility has widened or will soon be widened in all 50 states, over 3 million vaccine doses are being administered...
Read MoreHaven't filed your taxes yet?! Not to worry...
Preparing your taxes can be a real drag. It can feel like tax day looms over your spring! Well, fear not: the IRS has given you another month to file your taxes! The Treasury Department and Internal Revenue Service has announced that...
Read MoreCOVID-19 Stimulus Package - What's Included?
Recently, the U.S. Senate and House of Representatives overwhelmingly passed a $900 billion COVID-19 relief bill that provides greater unemployment benefits and additional stimulus payments to individuals and families, as well as more...
Read More2021 Tips for Cyber Security
As we’ve seen, data breaches, such as the Russian-based SolarWinds attack that was announced late last year, can have major impact on online security. In light of these recent data breaches, we wanted to send along some tips to...
Read MoreFinancial resolutions that are actually attainable.
We wish you a very happy new year! As we close in on year-end, a common topic of conversation amongst friends and family is what resolutions they vow to make in the new year. One of the top kind of resolutions deal with finances in...
Read MoreWeekly Market Insights: Vaccine Triggers Rally
News of a COVID-19 vaccine ignited a rally in economically sensitive stocks and a broad retreat in technology companies last week, though enthusiasm was tempered by reports of rising new infections and fresh lockdowns.The Dow Jones...
Read MoreSafe Ways to Safely Celebrate Halloween 2020!
The countdown to Halloween is officially on! Bags of candy fill the store shelves and scary costumes are flooding aisles. Due to the ongoing pandemic, Halloween may need to look a little different this year to keep your family and...
Read MoreFind your new Fall tradition
Hopefully, you and your family have found ways to enjoy the summer, despite the ongoing pandemic. As the calendar turns to September, we’re looking forward to the cooler days! The way the last few months have been can make your...
Read More#CapitolCares
Happy to share this video montage of some of our #CapitolCares events throughout the years. https://plus.smilebox.com/play?g=adb7de5b-f5d4-4104-b277-9a4244153c94
Read MoreExecutive Certificate from Duke
Over the past 9 months, I have had the opportunity to earn the Executive Certificate in Financial Planning from Duke University. It has been rewarding to be educated by some of the best in the industry and I look forward to using this...
Read MoreAchieving Client Excellence*
It was a great honor to be recogized at the Achieving Client Excellence (ACE) conference in Los Cabos, Mexico. During the event I was able to connect with other top financial professionals and learn current trends in the industry. ACE...
Read MoreBUTLER EARNS ACCREDITED INVESTMENT FIDUCIARY DESIGNATION
Devin Butler has been awarded the Accredited Investment Fiduciary® (AIF®) Designation from the Center for Fiduciary Studies™ (the Center), the standards-setting body for fi360. The AIF Designation signifies specialized...
Read MoreHelping Our Community
Volunteers from Capitol Financial Solutions stepped out of the office to get further involved and give back to their community. Employees spent the afternoon volunteering at the Raleigh Learning Gardens of Inter-Faith Food Shuttle,...
Read MoreFrankie Lemmon School
One of my major goals for the year is to make an impact in the community that has given so much to me. In an effort to do that, I set out on a mission to learn more about the impact of the great organizations working so hard in the...
Read MoreDevin Butler Earns CHARTERED RETIREMENT PLANNING COUNSELOR (CRPC®) Designation
Raleigh, NC (January 4, 2018) –Devin Butler, a Financial Advisor with Capitol Financial Solutions in Raleigh, NC, has completed the CHARTERED RETIREMENT PLANNING COUNSELOR or CRPC® Professional Designation Program....
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